Modern Wealth Information

Modern Wealth is an independent, fee-only registered investment adviser in Blue Bell, Pennsylvania, working with clients throughout Greater Philadelphia and across the United States. The firm exists for people whose finances do not fit a standard plan. Business owners, whose wealth and work are the same thing. Most of what they own is tied up in a company they cannot easily sell, their income moves with it, and their CPA, attorney and advisor have never sat in the same meeting. That work is exit planning years before a buyer appears, growing what the company is worth and removing what caps it, compensation and entity structure, choosing the retirement plan the payroll actually supports, tax planning across the whole year instead of in April, and building wealth outside the business. People at or near retirement, where the question is not a probability score but a spendable number. A monthly figure with guardrails around it, a withdrawal order that lowers the tax bill across the whole retirement rather than one year of it, Social Security timing, and Medicare premium thresholds planned for before they trigger. Modern Wealth was founded by Alan Rhode after he stepped in to run, and then sell, the solo dental practice that had supported his family. That is the reason this firm plans for a business years ahead of an exit rather than at the moment of one. How the firm is built matters as much as what it does. Fee-only, so the only compensation is the fee the client pays. No products, no commissions, no third party paying for the advice. Independent, with no parent company, no sales targets and no proprietary funds. A fiduciary at all times. Every engagement produces a written plan the client keeps, not a presentation they sit through. CFP®, CPWA®, CVGA®, CEPA®, RLP® Meetings happen by Zoom and by phone rather than in an office, which is why the firm works with clients well beyond Montgomery County.