MobiSend Information

MobiSend is a multi-tenant fintech platform built from the ground up for prepaid wireless refills, bill payments, and white-label commerce. We serve two markets simultaneously. For consumers, MobiSend handles prepaid wireless refills across all major US carriers and 130+ countries, utility and invoice payments, digital gift cards, AI-powered bill splitting, and peer-to-peer payment requests. Seven payment methods including Apple Pay, Google Pay, Klarna, and ACH. Authorize-then-capture architecture ensures customers are never charged for a failed transaction. For businesses and resellers, MobiSend is the industry's first fully white-label prepaid and bill payment platform with private-label mobile apps for the Apple App Store and Google Play. Partners launch under their own brand with full access to MobiSend's technology stack: split payments, subscriptions, rewards, referral programs, promotional tools, and carrier integrations across 130+ countries. Onboarding is configuration, not development. Every feature we build, every partner gets automatically. Our proprietary 7-layer fraud prevention system is trained on 8 million+ real transactions -- device fingerprinting, behavioral analysis, IP intelligence, velocity controls, and persistent trust scoring. Target chargeback rate under 0.5% versus the 1-2% industry average. New market entrants typically fail within their first 6 months due to fraud. Our white-label partners get a decade of fraud intelligence on day one. The platform is built on Next.js, React, TypeScript, PostgreSQL, and others with full multi-tenancy, row-level data isolation, encrypted per-tenant credentials, and Stripe Connect for partner payment routing. Zero legacy code. Built in under 6 months. Year 1 projected GMV: $33.7M (consumer direct). Year 2: $230M (consumer + white-label partner volume). Pre-launch customer base of over 50k+ with verified history and carrier data. HQ in Miami, FL. Actively seeking strategic partners and investors.