American Home Lending USA, LLC is a top-rated mortgage lender with dozens of specialized home loan options. The key to our success has been a combination of consistently offering the lowest mortgage rates and providing outstanding customer service and treat each client as an individual, not a number. Our goal is to create satisfied clients one at a time. Since our company was founded in 2008, we have helped thousands of homebuyer and homeowners with their home loan needs and proudly maintain an A+ rating with the Better Business Bureau.
Nearly 100% of our business is by referral from satisfied clients, highly successful realtors and the most respected homebuilders in the industry. These relationships are a direct result of over a decade of doing what we do best – providing our clients with unparalleled service while offering them the best mortgage options available.
Our team of mortgage experts will ensure our client's are paired with a home loan program which best suits their needs with the goals of maximizing their cash, minimizing their costs (if any), and close fast. There are many home loan options to choose from and together we’ll help find the loan that’s the best for you and your family.
We offer a variety of mortgage solutions and are able to offer competitive wholesale mortgage rates. Some of our popular mortgage products include: rate buy-downs, down payment assistance, VA, Conventional, FHA, USDA, HELOC, cash out refinance, reverse mortgages (HECM), VA IRRRL Streamline refinance, 203K purchase/refinance (home improvement), Jumbo loans, DCSR, commercial/investor products.
Whether you are shopping for a new home purchase or looking to lower your mortgage rate or cash out equity to pay off debt, our streamlined process makes it a breeze to buy a home, refinance, or tap into your home equity.
NMLS ID: 71983. To verify licensing, visit NMLS Consumer Access (www.nmlsconsumeraccess.org). Equal Housing Lender.
Cal DRE# 1850
Licensed by the Dept of Financial Protection and Innovation under the CRMLA
** Equal housing Opportunity**
C&S California Capital was established in 1997 as a Mortgage Broker dedicated to provide informed, exceptional service. In January 2014, we became a division of American Pacific Mortgage. Becoming a direct lender as well as retaining the ability to broker loans, allows us to be highly efficient, diverse and resourceful in caring for our clients needs. Our experienced, knowledgeable staff provide our clients, realtors and associates with respect and professionalism while exceeding our customer expectations and maintaining the integrity of our company. We provide customers with the information needed to make informed decisions. We are advocates for consumer education and careful financial reform. We are involved and committed to our local communities and the improvement of the mortgage industry.
Specialties:
*First Time Buyers including down payment assistance programs
*Conventional and Government Financing
*Commercial Property Financing
*Mobile Home Financing
Equal Housing Opportunity
DRE: 01215943 NMLS: 1850