MIX Competitors

Building a world free from all forms of exploitation and discrimination where everyone has the opportunity to realise their potential.

PayJoy is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and credit offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served nearly 20 million customers and lent nearly $4B across 9 countries while achieving solid profitability and growth.

FINCA is committed to ending global poverty through sustainable and scalable solutions, responsible financial services, and life-enhancing products that are driven by the insights and needs of the people we serve in communities around the world. We believe all people should have the opportunity to leverage their wisdom, talent and effort to determine their own destiny.