Midtrans Competitors

LinkAja is Indonesia’s national financial services platform, established through a strategic alliance of state-owned enterprises and leading private partners. Since 2019, we have grown beyond a digital wallet by delivering secure, inclusive, and impactful financial solutions that serve both individual users and enterprise clients across the country. As a B2B2C enabler, LinkAja plays a pivotal role in optimizing the SOE ecosystem by connecting businesses, government programs, and consumers through integrated payment infrastructure, loyalty exchange programs, and Sharia-compliant services. Our commitment to advancing financial inclusion is powered by data, technology, and cross-sector collaboration. We are not only building digital infrastructure; we are also cultivating long-term value and making LinkAja a great place to grow, lead, and make an impact. Let’s unite and unlock Indonesia’s full potential. #SatukanPotensiIndonesia

Xendit is a financial technology company that provides payment solutions and simplifies the payment process for businesses in Indonesia, the Philippines and Southeast Asia, from SMEs and e-commerce startups to large enterprises. Xendit enables businesses to accept payments, disburse payroll, run marketplaces and more. The platform is known for its speed (fast integration, builds), simplicity (easy integrations, pricing), and world-class 24/7 customer support. Amidst the fragmented payment landscape in Southeast Asia, Xendit enables businesses to accept payments from direct debit, virtual accounts, credit and debit cards, eWallets, retail outlets, and online installments. Building the region’s digital payments infrastructure, Xendit is shaping the next generation of scalable businesses across Southeast Asia. Xendit is propelling the region's digital transformation by addressing access, reliability, and regulatory needs enabling more businesses to scale and thrive. As the first-ever Indonesian startup to graduate from YCombinator and backed by investors from Silicon Valley and Asia, including Kleiner and GGV Capital, Xendit powers some of Southeast Asia’s fastest-growing brands including Traveloka, Transferwise, Wish, and Grab.

Payment Platform with Widest Product Range in Indonesia DOKU, previously known as PT. Nusa Satu Inti Artha has been the first electronic payment provider and risk management company in Indonesia since 2007. DOKU has become a trusted electronic payment service for national and international merchants, thanks to its hard work and commitment to supporting its online businesses. DOKU's risk management system has become more efficient in analyzing various transactions, which has played a significant role in boosting successful transactions for merchants. It has become more refined in line with the growth of DOKU's merchant portfolio. DOKU is able to offer a comprehensive range of payment method options, facilitating transactions using foreign currencies thanks to its strong relationships with its national and international payment partners. This feature enables DOKU to support merchants in expanding their market and increasing their business revenues. DOKU has been at the forefront of the online payment sector for the corporate segment and has secured an e-money license from Bank Indonesia in 2012. In April 2013, DOKU launched its e-money product for the first time, and today, it has been used by more than 1 million Indonesian consumers. DOKU has also teamed up with more than 22,000 merchants, and continues to develop its electronic money product to become part of today's consumer’s lifestyle. DOKU's commitment to "Limitless innovation" is to retain its position as a reliable leading payment company, and to preserve its role in advancing Indonesia's digital economy.