Luxinvest Capital Advisors Information

Luxinvest Capital Advisors is a Luxembourg based boutique wealth structuring firm providing UHNWI with Asset Protection and Wealth Preservation solutions. Our solutions are exclusively based on dedicated, tailor made Life Insurance policies. Indeed Life assurance is often used as a tool for asset protection especially as the laws of many countries give preferential treatment to life insurance proceeds. Due to the evident economic and financial risks devaluing individual and family legacies today, asset protection in general and the security of personal wealth in particular have become even more important than before. In case of investment through the life assurance, the insurance company becomes the only legal and economical owner of the underlying assets of the life assurance contract. The creditors of the policyholder have therefore no claim on these assets. Therefore, the assets in a life assurance are protected against third party seizure. The above is clearly applicable to high net worth nationals in countries which do have a history of economic, social and political instability . In these countries, the matter of the safekeeping of personal wealth is still a concern due to a number of issues, such as administrative pressure from the state, in particular from tax and law enforcement authorities, raider attacks from business rivals, etc. Further concerns may be associated with the acquisition of high valued property, when the intention is to transfer the property to a certain number of people who are not necessarily relatives or descendants or with the need for asset protection during a divorce, etc. Existing domestic laws do not provide a sufficient level of security as is needed in these cases. This makes wealthy families seek better protection of their assets outside of their country of residence. Luxembourg is one of the prime jurisdictions chosen by ultra high net worth individuals in such cases.