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Lincoln Pensions is the specialist covenant advisory business of The Cardano Group. Lincoln Pensions has grown over recent years into the UK's leading specialist covenant adviser with a nationwide team of professionals with expertise in areas including covenant reviews, affordability analysis, scheme funding advice, corporate transactions, regulatory issues and counterparty assessments. In October 2016, we became part of the Cardano Group. Cardano is a purpose-built, investment and risk specialist, operating in the UK and the Netherlands. We act for both trustees and sponsors; people who require direct, honest, rigorous covenant advice. While many of Lincoln Pensions’ clients are household names, we are delighted to work with schemes and sponsors of all sizes. The common theme is that our clients appreciate receiving clear answers and do not want a ‘tick-box’ approach. With relationships built on long-term loyalty and integrity, our clients are our best advocates.

Lincoln Pensions Questions

The Lincoln Pensions annual revenue was $7 million in 2026.

Christopher Heritage is the Senior Director | Specialist Covenant Advisor | UK of Lincoln Pensions.

4 people are employed at Lincoln Pensions.

Lincoln Pensions is based in London, Greater London.

The NAICS codes for Lincoln Pensions are [5251, 525, 52].

The SIC codes for Lincoln Pensions are [63, 637].

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