LifeCents Competitors

About Us: We believe everyone deserves a chance to improve their financial future. We’re dedicated to building simple and inclusive financial products that help our members create healthy habits and achieve economic stability. The Perpay team is a motivated group of creative problem solvers who love getting things done and making an impact. Located in Center City, Philadelphia, our one-of-a-kind space promotes a collaborative work environment, unites our team, and feels like a home away from home. As a certified B Corp, Perpay is committed to building a mission-driven culture that balances purpose and performance. We’re hiring and would love for you to join us! Check out our careers page to learn more. Some things we’re excited about: - $500 million in spending power used by our members - Increasing members’ credit by 32 points (on average) within the first 3 months - Backed by First Round Capital and JP Morgan Products we’ve built to make an impact: - Perpay Marketplace: Combines interest-free payments and modern e-commerce to reduce cost of ownership and promote healthy repayment behavior. - Perpay+: Leverages Marketplace repayment history to help members monitor and build credit with all 3 credit bureaus. - Perpay Credit Card: Expands access to the flexibility and benefits of a World Mastercard by removing common barriers like high security deposits and low approval odds.

LearnLux is the leading provider of workplace financial wellbeing that blends fiduciary digital guidance with Certified Financial Planner™ professionals. Their award-winning program equips employees with a financial plan to guide them through decision points like budgeting, paying down debt, electing benefits, understanding stock options, starting a family, buying a home, saving for retirement, and more. For employers, setup is a breeze with white-glove customer support that drives adoption and engagement. Advanced reporting keeps HR teams in the know, and employers see results like reduction in financial stress, increased productivity, reduced employee turnover, greater use of pretax products, on-time retirement, and healthcare savings. With LearnLux, employees feel great about their money, so their work and wellbeing can thrive.

CentSai is a financial education provider with a suite of SaaS solutions for financial services firms, educational institutions and the workplace. Lack of sustainable engagement with financial planning platforms is a global problem. Many men and women find it hard to interact with financial information on various websites because they are often hard to understand and esoteric. CentSai takes the fear out of finance by using personal story-telling, quizzes, trivia game in combination with smart software that allows institutions to license financial-education-as-a-service for a monthly subscription. CentSaiOne combines a bilingual (English and Spanish) library of articles, videos and quizzes with capability to send emails and social media campaigns. CentSai Education comes with a learning management system for schools with courses in line with the Council of Economic Education standards. CentSai Education, along with its partner Seedlyng, has recently been named approved vendor in multiple school districts in Texas. CentSai Mykademy, in partnership with European education technology company Olive Group, brings a series of financial wellness courses in the form of original short videos in a learning management system that comes with live video chat, live classes, analytics dashboard and ability to create private groups. CentSai Trivia combines a trivia platform, leaderboard and a dashboard that can be linked to rewards. Any financial institution can use this to gamify financial education.