Leverty Financial Group Information

At Leverty Financial Group, we make the transition from working life to retirement seamless, efficient, and easy to manage. During Phase I (working years), you must balance lifestyle, debt reduction, education, and retirement savings. As you near Phase II (retirement) of your financial journey you need to address the question: "How do we correlate all of the moving parts within our plan?" Our mission is to clarify your goals, organize your financial life, and execute a solid actionable plan. Our experts will help you make decisions such as when to elect income sources like social security, pension plans, and deferred compensation. We will work with you to ensure a baseline retirement income is established. We then fill in any income gaps with tax-efficient distributions from your portfolio. As the tax code evolves, properly selecting what "income bucket" to pull from on an annual basis should be carefully planned and executed to mitigate unnecessary taxes. We believe that managing your income needs and composite portfolio must be viewed as one overall strategy. The complexity of the continually changing tax code must be balanced with the tax treatment of your accounts. The role of asset allocation and asset location is incredibly important. If these are the types of concerns you have when considering retirement, we would love to have a conversation to see how we can help.