Lending Bridge Competitors

At OnDeck, we make small business a big deal. Our passion for Main Street and the cutting-edge technology we use to evaluate businesses based on their actual performance, not solely business owners’ personal credit scores, make it possible for us to responsibly expand access to credit. This allows businesses to spend their time where it provides the most benefit—on their customers, not looking for a small business loan. As of fall 2020, OnDeck is an Enova International brand.

We back small businesses with the finance they need to succeed. At Funding Circle, we understand running a business is hard work so we provide a fast, hassle-free experience for businesses looking for finance - with SME experts based in the UK. Over the past ten years, we've been revolutionising SME lending by making it easier than ever to apply for a business loan. With our simple online application small businesses can apply in minutes without the need for interviews or business cases, get a decision in seconds, and funds in their account in typically 48 hours. We've helped over 130,000 businesses access more then £14.5 billion since 2010. And we're not done yet.

Est. APR: 24.00 - 99.00% Min. Credit Score: 560 Financing up to $250,000 available within a few days. Accepts low credit scores. Rates are high compared to other online lenders. Must have online checking or PayPal account to verify cash flow. Fixed-fee structure means early repayment does not save interest. Kabbage is a good option for borrowers who: >>Don’t have perfect personal credit: While underwriting your loan, Kabbage focuses on less traditional information like banking, accounting and e-commerce data. That makes it a good fit for business owners with rocky credit histories. >>Need cash fast: With an online application that can be completed in minutes, you can be approved for a line of credit and funded within a few days, at most. >>Prefer a short repayment period: Kabbage offers loans of up to $250,000 with repayment terms of six, 12 or 18 months.