Ledge Competitors

Chime was created because we believe everyone can unlock financial progress, and we want to develop solutions and services to empower people to succeed. The premise upon which we started Chime is simple: basic banking services should be helpful, transparent, and easy. Our easy-to-use tools and intuitive platforms give members the ability to have more control over their money and to take action toward achieving their financial ambitions. By designing a member-centric banking app with easy-to-understand financial tools, we’re creating a more competitive market with options for everyday Americans. We offer access to accounts with no overdraft fees, provide members the chance to receive their pay up to 2 days early* with direct deposit, help them build credit history, and build financial literacy to hit their goals—among many other things. Since 2012, we’ve grown our team to more than 1300 Chimers across 3 offices. But more than that, we’ve expanded the products and services we offer to our members based on member feedback. And in doing so, we’ve disrupted the banking industry and changed the conversation for everyday people about money on a national level. Chime is a financial technology company, not a bank. Banking services are provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. *Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

Plaid is a data network that powers the tools millions of people rely on to live a healthier financial life. Plaid works with thousands of companies like Venmo, SoFi, and Betterment, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. Plaid’s network covers more than 12,000 financial institutions across the US, Canada, UK and Europe. Headquartered in San Francisco, the company was founded in 2013 by Zach Perret and William Hockey.

NerdWallet is on a mission to help provide clarity for consumers and SMBs so they can make financial decisions with confidence. We work hard to cultivate an award-winning culture in which our Nerds can realize this mission, and we pride ourselves on the programs we’ve created to positively impact the lives of our consumers, our Nerds, and our wider world. NerdWallet invests in its people, fostering an equitable and inclusive workplace in which Nerds can thrive professionally and personally. This includes a remote-first philosophy that allows for diverse recruitment and hiring, development programs to facilitate career growth, and a twice-yearly pay equity review process. NerdWallet also has five employee resource groups (ERGs) to provide inclusive, supportive peer communities within the workplace: NerdOut, NerdParents, NerdWomen, NerdWallet Women in Data & Engineering and Nerds of Color. NerdWallet invests in its larger communities through our Corporate Social Responsibility program that was created to support those traditionally locked out of the financial system. Millions of Americans are unbanked or underbanked, lacking access to credit and other financial products that some of us take for granted. Through our CSR platform, we’re striving to make a tangible difference for these underserved communities. NerdWallet’s award-winning culture was named an Inc. Best Workplace in 2022 and has also been recognized by Fast Company, Fortune, People, and more. Come Nerd out with us at www.nerdwallet.com.