Krosos Information

Most people tracking their net worth run four things that disagree with each other: a spreadsheet, a portfolio tracker, a tax workbook and a retirement calculator. Krosos is one app instead of four. It syncs read-only from your brokers, your EU banks, money-market funds, on-chain wallets and crypto exchanges, and AI-powered import covers whatever has no API, straight from a broker statement or a CSV. Subtract what you owe and the total is your real net worth rather than one broker's slice of it. Under the balances sits a full transaction ledger, and that is what makes the rest work: • Capital gains matched to the lots you actually bought, with your country's rates and exemptions applied (presets for Belgium including the 2026 reset, France and Germany), every figure traceable back to the trades behind it • A forecast that runs decades out on income, spending, pensions, taxes and market swings, down to the month you could stop working • Rebalancing alerts when your mix drifts, a weekly digest, a Telegram bot, and a read-only API your AI assistant can answer from Every customer gets their own database file and their own encryption keys, never a row in a shared table. Connections are read-only, so nothing can trade or move a cent. Export everything and leave whenever you want. Or run the desktop app, where the data never leaves your machine and there is no operator at all. Built in Belgium. EU hosting. krosos.com