Konutder Competitors

Yapı Kredi has been sustainably strengthening its market positioning in the sector since its establishment in 1944 through a customer-centric approach and focus on innovation. Yapı Kredi is the 3rd largest private bank in Turkey with total assets worth TL 411 billion as of the end of 2019. Constantly seeking to increase its contribution to the financing of the Turkish economy with its customer-centric approach, Yapı Kredi enlarged the volume of its total cash and non-cash loans by 4% in 2019 to TL 319 billion. Thus, Yapı Kredi maintained its position in 2nd place among private banks in this respect. The Bank serves its customers with its 846 branches covering all regions of Turkey and 16,631 employees. Yapı Kredi delivers its products and services via its advanced Alternative Delivery Channels (ADCs) that comprise 4,330 ATMs, innovative internet banking, leading mobile banking, 3 call centers and approximately 709 thousand POS terminals. 94% of the Bank’s transactions went through non-branch channels as at year-end 2019. Yapı Kredi is a fully integrated financial services group supported by its domestic and international subsidiaries. Yapı Kredi serves its customers through retail banking (comprising of individual banking, Small and Medium Size Enterprises (SME) banking and card payment systems, private banking and wealth management), as well as corporate and commercial banking. The Bank’s operations are supported by domestic subsidiaries in asset management, brokerage, leasing and factoring as well as international banking subsidiaries in the Netherlands, Malta and Azerbaijan. Yapı Kredi has a strong shareholding structure which ensures sustainable and profitable growth. 40.95% of the Bank’s shares are owned by Koç Financial Services, 9.02% of the shares are owned by Koç Holding A.Ş. The total direct and indirect shares of Koç Group amount to 49.99%. 20.00% of Bank’s shares are owned by UniCredit S.P.A. The remaining 30.03% is publicly traded on Borsa Istanbul

ÇEVRE ve ŞEHİRCİLİK BAKANLIĞI (ÇŞB) MINISTRY of ENVIRONMENT and URBANISM (MEU) ANA HİZMET BİRİMLERİ / MAIN SERVICE UNITS ====================================== 1) Yapı İşleri Genel Müdürlüğü General Directorate of Construction Works 2) Mekânsal Planlama Genel Müdürlüğü General Directorate of Spatial Planning 3) Çevre Yönetimi Genel Müdürlüğü General Directorate of Environmental Management 4) ÇED, İzin ve Denetim Genel Müdürlüğü General Directorate of EIA, Permits and Control 5) Altyapı Hizmetleri Genel Müdürlüğü General Directorate of Infrastructure Services 6) Coğrafi Bilgi Sistemleri Genel Müdürlüğü General Directorate of Geographic Information Systems 7) Mesleki Hizmetler Genel Müdürlüğü General Directorate of Professional Services 8) Tabiat Varlıklarını Koruma Genel Müdürlüğü General Directorate of Natural Assets Protection

The Union of Chambers and Commodity Exchanges of Turkey (TOBB) is the highest legal entity in Turkey representing the private sector. Similar to the patterns of guilds and syndicates, which traditionally organized and represented tradesmen and producers throughout the Turkish History, TOBB, too, adopted a representative role in a democratic and modern society. Today, TOBB has 365 members in the form of local chambers of commerce, industry, commerce and industry, maritime commerce and commodity exchanges. Law #5590 on the Chambers, Commodity Exchanges and Union was promulgated on 8 March 1950 and entered into force upon its publication in the Official Gazette #7457 of 15 March 1950. Recently The Law #5174 replaced Law #5590 and has been effective as 1 June 2004.