Community lenders and banks use Koi to sell or buy CRA-eligible loans in order to gain liquidity and enhance their balance sheet, or to meet CRA goals. Limited balance sheet capacity restrains funding to qualified applicants. Financial institutions are challenged to raise capital to meet this demand and could benefit from loan sales to CRA motivated banks. At the same time, Community Reinvestment Act (CRA) qualifying loans are difficult for banks to source and purchase at scale. Under recent CRA reform, banks have higher quotas to meet and must find loans with very specific criteria. Koi is the solution. Our digital platform provides streamlined loan listing, loan discovery, and efficient sale/purchase transactions at scale.
| Website | https://www.usekoi.com/ |
| Employees | 52 (7 on RocketReach) |
| Industry | Financial Services |
| Keywords | Community Development Lending, Loan Sales, Liquidity Solutions, Balance Sheet Management, Loan Trading Platform, Online Loan Marketplace, Funding Solutions, Community Banking, Financial Institution Technology, Banking Technology, Regulatory Compliance, Financial Technology, Alternative Lending Solutions, Credit Risk Management, Portfolio Management, Financial Services Technology |
| Competitors | Coinbase, Crypto.com, Binance, Payward, Inc., Gemini, KuCoin Exchange, BlockFi, Paxful, Celsius, Luno +38 more (view full list) |
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Gavin Lifrieri is the Co-Founder and COO of Koi.
7 people are employed at Koi.
Top Koi Employees
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Gavin Lifrieri
Co-Founder and COO at Koi
New York, NY, US24 -
Rahul Vishwakarma
Sales Attendant at Koi
Indore, MP, IN
