Jump Start Finance Information

Jump Start Finance (JSF) and the KidVantage Loan program were created to provide parents with an alternative, long-term financial solution that addresses the vitally important issue of child care and early childhood education. Founded by a team with more than 60 years of experience in financial services, lending, and credit, JSF was created to fill a critical void by using a model that has proven extremely successful to help people pay for the major expenses in life: a home, car, and college education. The team asked a simple question: If these major life expenses are more often than not financed through a loan, why wouldn’t child care and early childhood education – an equally or more important expense and a big part of the family budget - be financed in the same manner? The Jump Start team created a loan program with low monthly payments for families that eliminates many long-term issues other payment options present. Faced with steep monthly payments, many leave the workforce to provide care at home, pay for care with a credit card, or settle for a lower quality / less expensive care provider. By reducing payments to as little as 40% of monthly child care costs, KidVantage loans deliver more options, flexibility and choice. The program is currently available in California and Colorado, with expansion to additional states anticipated in late 2020/early 2021.