JULO Competitors

Grab is Southeast Asia’s leading superapp, offering a suite of services consisting of deliveries, mobility, financial services, enterprise and others. Grabbers come from all over the world, and we are united by a common mission: to drive Southeast Asia forward by creating economic empowerment for everyone. At Grab, every Grabber is guided by The Grab Way, which explains our mission and the operating principles on how we can achieve it together. We call these principles the 4Hs: Heart We work together as OneGrab to serve communities in Southeast Asia Hunger We work to understand ground truths and drive improvements, big and small Honour We keep our word and steward our resources wisely to build and sustain trust Humility We are a constant work-in-progress, and we never stop learning to get better

Modalku is owned by PT Mitrausaha Indonesia Grup, licensed by OJK Indonesia as digital financing platform based on technology. Our technology-based approach enables borrowers to receive loans for the first time or at lower than market rates, while lenders will earn returns well above that of bank deposits, traditional fixed income products, and life insurance investment-linked products. Modalku operates in 5 countries: Indonesia, Singapore, Malaysia, Thailand & Vietnam. Established in 2016, Modalku is the pioneer of digital lending platforms in Indonesia. It connects Micro, Small, and Medium-Sized Enterprises (MSMEs) with individual & institutional lenders. On 2018, Modalku wins Micro Enterprise Fintech Innovation Challenge from United Nations (UNCDF - UN Pulse Lab) & became the only Fintech lending platform in South East Asia to received international award from KPMG. On 2020, Modalku also received an award from Iconomics as Indonesia's Most Popular Digital Financial Brands. On 2022, Modalku Group (Funding Societies) also received Global SME Finance Award 2022 as Responsible Digital Innovator of the Year by International Finance Corporation - World Bank Group.

Akulaku Group is a leading banking and digital finance platform in Southeast Asia, with a presence in Indonesia, the Philippines, Thailand, and Malaysia. Our foremost goal is to address the daily financial needs of underserved customers in emerging markets by providing digital banking, digital financing, digital investment, and insurance brokerage services.Our pioneering technologies at Akulaku Group are dedicated to enhancing the lives of our users and partners by facilitating access to digital finance. In addition to the Akulaku virtual credit card and ecommerce platform, the company operates Asetku and OneAset, online wealth management platforms; Neobank, a mobile digital bank supported by Bank Neo Commerce; and OwnBank, an innovative banking and financial management app. Akulaku Group’s mission is to serve 50 million users across Southeast Asia by the year 2025.