Jacky Bai, based in Toronto, Ontario, Canada, is currently a Senior Independent Consultant at Scotiabank, bringing experience from previous roles at RBC, Bmo Financial Group and Cibc. Jacky Bai holds a 2003 - 2005 Bachelor Of Arts in Actuarial Science @ York University. With a robust skill set that includes SAS programming, Predictive Analytics, R, Credit Risk, Quantitative Analytics and more, Jacky Bai contributes valuable insights to the industry. Jacky Bai has 2 emails on RocketReach.