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Nature is tough. Our gear is tougher. Some people love nature for the perfect sunrise and the idyllic view. But while nature is beautiful, it's never perfect. It gets hot, and cold, and wet, and windy. That's the kind of day that attracts the true enthusiast, who sees nature for what it is, a challenge few face head on. That's the kind of day and the kind of person that frogg toggs gear is for. We build products for the people who put their gear to real use. The people who challenge nature to do its worst deserve clothing that gives its best. And every day, we're making frogg toggs better by creating new materials and technology designed to handle anything nature's got. Our outerwear utilizes our patented DriPore technology -- a microporous film with pores 20,000 times smaller than water droplets, designed to breathe and be comfortable while keeping the water out. No matter what you like to do outside-- hike, fish, hunt, bike, golf or experience the thrill of the highway on two wheels, frogg toggs builds outerwear specifically designed to meet your needs. And more importantly, we build it affordable so having the best possible protection won't kill your budget.

We unite risk capacity, platform technology, climate data science, and risk modelling to develop and deploy bespoke parametric insurance solutions that address the growing protection gap worldwide. We are an award-winning, Global 100 Insurtech dedicated to assisting private and public organisations worldwide to understand and mitigate the financial impact of climate and NatCat risks. RISK TRANSFER SOLUTIONS Parametric Insurance We design bespoke parametric risk transfer solutions for primary and secondary climate and NatCat perils. Underwriting Services Risk capacity providers leverage our distribution network and proprietary technology to underwrite a diversified portfolio, optimising the allocation of their risk capital. TECHNOLOGY SOLUTIONS White Label Platform Our award-winning technology enables risk capacity providers to distribute and manage parametric insurance products. Broker Toolkit ParameterPro, our tech solution, enables brokers to visualise and assess risks, structure parametric covers, and calculate expected losses that align with their clients’ expectations. Settlement Services We monitor data daily, and calculate any eventual payout of a predefined peril at a specific location. Research & Development We integrate environmental science, climate modelling, and data analytics to develop solutions for our clients’ needs. CONSULTING SERVICES Insurance Consulting We offer structuring and risk modelling for single risks, micro, and macro insurance schemes. Physical climate-related risk Our bespoke solutions help public and private organisations to build financial resilience and prepare for climate-related reporting. Disaster Risk Finance We collaborate with multilateral banks, development agencies, governments, and NGOs to enhance communities' resilience to natural disaster risk.

Cooleaf, an ITA Group technology, is the leading experience platform that helps top companies to engage, motivate, and connect their people. Through meaningful recognition, virtual experiences and challenges, and strategic listening, we empower workplaces to lead with love.