BenchmarkMortgage.com was created by Benchmark Mortgage, Inc. to bring you closer to making your mortgage financing as seamless as possible. A full service, online mortgage resource, combining the latest information technology with top-notch personal service, BenchmarkMortgage.com simplifies your loan process, ensuring a smooth experience from pre-qualification to closing.
Benchmark Mortgage is a state chartered mortgage banking firm headquartered in Richmond, Virginia. The company was organized in April, 1987 and commenced operations in 1990. With five offices in Virginia and one in North Carolina, the company is engaged in a variety of mortgage lending activities and offers a broad range of lending services to individual customers. Our lending activities include residential mortgages for purchase money, refinance and construction permanent. We also offer second mortgage loans and home equity lines of credit. Benchmark Mortgage is a full service mortgage lender AND broker. Over 95% of the loans we offer are closed with Benchmark Mortgage, Inc. as the lender of record; however, we are also capable of brokering loans in order to offer the most competitive rates and prices to the customer.
The primary mission of Benchmark Mortgage is to provide the customers with an easy process at very affordable and fair prices. The focus of automation and its application have resulted in success in the internet based lending area of the company. Benchmark has successfully developed a formula that is consistent and duplicated in all of our locations. We realize we are only as good as your last mortgage and the client is the most important ingredient in our success.
BenchmarkMortgage.com is at your fingertips. Use this site to prequalify or to simply apply right now.
At Houzzle Financial we know that your home loan mortgage is WAY more than just a loan for a house. It's your home where you will make many memories and raise your family. When you entrust Houzzle Financial with one of the most important purchases in your life, you’ll take advantage of our extensive experience and dedication to you, as well as our exceptional services. We approach our business from an originating common sense mentality. In essence, if it’s legal, moral, ethical, and compliant, we will do it because we care.
Houzzle Financial, Inc. is an Equal Housing Lender .
NMLS#1617775
Bayside Mortgage Services Inc. has been assisting Marylanders obtain mortgages to purchase or refinance their homes since 2003. The owner Frank R Cwalina II has been originating mortgages since 1998. As a Mortgage Broker he has access to multiple wholesale lenders which allows him to offer his clients the lowest rate at the lowest cost. The greatest advantage of being a broker is we get lower rates (wholesale rates) from National Lenders. Lower than the National lenders retail side of the business. That’s because the lender has much less overhead expenses because they don’t pay the loan officers to sell their products. Since Frank R Cwalina II is the Loan Officer and Owner of the company he does not have to split the commission with anyone. Which in turn allows him to offer lower rates and overall cost to his clients. That gives him a competitive advantage over his competition. As a broker he also has access to more loan programs then he would have if he was a lender. 99% of his business is referrals from past clients and realtors.
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