Instant Access Competitors

Klarna – The smarter way to shop and pay Klarna is the AI-powered global payments and commerce network, on a mission to make shopping smarter and more flexible. Trusted by over 118m+ million shoppers, Klarna processes 3.4m million transactions daily, providing payment solutions that empower consumers and drive merchant growth. With Klarna, shoppers have the freedom to pay their way—in full, later, or through financing—providing flexibility while seamlessly connecting merchants with high-intent shoppers driving conversions and customer satisfaction. More than 966k merchant partners—including Uber, H&M, Saks, Sephora, Macy’s, IKEA, Expedia Group, Nike, and Airbnb—leverage Klarna’s payment options, and marketing solutions to enhance the shopping experience and build long-term customer loyalty. From payments to personalized shopping, Klarna is shaping the future of commerce. Klarna was founded in Stockholm, Sweden and now has offices in Stockholm, London, New York, Berlin and many more. We offer products and services to consumers and retailers within payments, social shopping, and personal finances. Learn more at Klarna.com

At Zip, we create delightful payment experiences that give you the freedom to live for the moment, love your tomorrow, and own your every day. That’s why we offer Zip Pay, Zip Money and Pocketbook. Zip Pay is a friendly, interest free payment solution for everyday spending, and Zip Money is great for life’s bigger buys. With Zip, it’s win-win. Customers love the freedom and flexibility we offer them. Our retail partners enjoy providing the best customer-experience at checkout. And to help everyone better manage their money, our award-winning Pocketbook App lets people track, budget and save. Over 1,300,000 customers choose to pay with Zip, and we’re available online and instore at more than 16,000 retailers. We love to tackle things with a fresh and innovative approach, and we celebrate collaboration and teamwork. Every day, we inspire and motivate each other to do the things that haven’t been done before. You can find out more by visiting zip.co and getpocketbook.com #ownit #ownthewayyoupay ASX: Z1P

Splitit powers the next generation of Buy Now, Pay Later (BNPL) through our merchant-branded Installments-as-a-Service platform. We solve the challenges businesses face with legacy BNPL while unlocking BNPL at the point of sale for card networks, issuers and acquirers, all through a single network API. It’s a new day for payments—one where your shoppers can keep earning the credit card rewards they love, choose the number of installments, and gain a level of control that traditional “buy now, pay later” providers can’t – or won’t – give them.