Innovative Financing Solutions (IFS) Information

Innovative Financing Solutions (IFS) is a full service, award-winning SBA and USDA Lender Service Provider. We specialize in the implementation of turnkey ‘outsourced’ government-guaranteed loan programs for community banks and credit unions throughout the U.S that may not generate sufficient loan volume or lack the internal expertise or support staff required to implement a safe, sound, and profitable government-guaranteed lending department. IFS also works directly with business borrowers ranging in size from small and growing entrepreneurial companies to established middle market to provide customized commercial financing solutions for even the most difficult and complex situations. IFS’s relationship-focused, value-added approach provides our lending clients with innovative solutions designed to meet their customers’ financing needs and business objectives. As the lender’s SBA and USDA loan consultant we provide: Knowledge and expertise necessary to be a trusted advisor and effective liaison between the lender and the government agency. Flexibility and adaptability required to design a program that effectively fits into the lender’s unique business model based on its business model, regional brand and go-to-market strategy Full range of services and support, including eligibility assessment and confirmation, loan structuring, credit analysis and underwriting, loan closing, loan review and admin support, and ongoing compliance reporting all of which is designed to ensure the long-term quality and integrity of the loan portfolio. Responsiveness to successfully maintain a high quality and successful program. With offices in suburban Philadelphia, PA and Bonita Springs, FL, our team of consultants possesses more than 150 years of experience in commercial and government-guaranteed lending, credit analysis, underwriting, and commercial loan administration. IFS has funded more than $500 million in loans nationwide and services a $250 million loan portfolio.