Innovative Analytics, LLC Information

Innovative Analytics is a data analytics and compliance firm founded by credit reporting and financial services professionals with over 75 years of combined experience in credit reporting, consumer lending, loan portfolio management and credit risk management. Innovative Analytics specializes in providing consumer credit risk management services to small and mid-sized financial institutions. Our cloud-based risk management system, powered by Equifax, delivers a comprehensive view into customer credit profiles to help lenders meet regulatory requirements, strategically manage portfolio performance, determine the proper level of funding for debt reserves and reliably predict future behavior. Innovative Analytics' Risk Management System utilizes predictive credit and risk-based attributes, scoring models and internal loan system data to proactively identify, measure and mitigate current credit risk and anticipate future credit risk within the consumer loan portfolio. Analysis can be performed in the aggregate or at the individual loan level and includes data visualization to increase the speed with which data can be interpreted and acted upon.