InCred Premier Competitors

HDFC Bank Limited (also known as HDB) is an Indian banking and financial services company headquartered in Mumbai. It is India's largest private sector bank by assets and world's fifth largest bank by market capitalisation as of August 2023, following its takeover of parent company HDFC. It is the third largest company(as of 6th September 2023) by market capitalisation of $150 billion on the Indian stock exchanges. It is also the sixteenth largest employer in India with nearly 1.73 lakh employees.

Axis Bank is the third largest private sector bank in India. The Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates, MSME, Agriculture and Retail Businesses. The Bank has a large footprint of 6,275 domestic branches (including extension counters) with 12,796 ATMs & cash recyclers spread across the country. The Bank has 8 Axis Virtual Centres with over 1,500 Virtual Relationship Managers as on 31st March 2026. The Overseas operations of the Bank are spread over seven international offices with branches in Singapore, Dubai (at DIFC), and Gift City-IBU; and representative offices in Dhaka, Dubai, Abu Dhabi and Sharjah. The international offices focus on Corporate Lending, Coverage Business, Trade Finance, Syndication, Investment Banking, Liability Businesses, and Private Banking/Wealth Management offerings. Axis Bank is one of the first new generation private sector banks to have begun operations in 1994. The Bank was promoted in 1993, jointly by Specified Undertaking of Unit Trust of India (SUUTI) (then known as Unit Trust of India), Life Insurance Corporation of India (LIC), General Insurance Corporation of India (GIC), National Insurance Company Ltd. (NIC), The New India Assurance Company Ltd. (NIA), The Oriental Insurance Company Ltd. (OIC), and United India Insurance Company Ltd. (UIIC). The shareholding of Unit Trust of India was subsequently transferred to SUUTI, an entity established in 2003. GIC, NIC, NIA, OIC, UIIC have been reclassified from promoter category to public category. With a balance sheet size of Rs. 18,86,850 crores as on 31st March 2026, Axis Bank has achieved consistent growth with a year-on-year growth (2024-25 to 2025-26) of 17% in Total Assets, 19% in Advances and 14% in Deposits.

Kotak Mahindra Prime Limited (KMPL) is a subsidiary of Kotak Mahindra Bank Limited and has been one of India's leading car finance company since 1996. In 2018, KMPL successfully kick-started its two-wheeler loan business and has also begun offering Loan Against Property since 2022. In the automobile space, KMPL finances new, pre-owned passenger cars and two wheelers for retail consumers as well as provides wholesale financing to automobile dealerships. The company has preferred financier relationships and tie-ups with various automobile manufacturers in India. KMPL provides Loans Against Property against both commercial and residential real estate, ensuring ready finance for business or personal needs. KMPL's retail distribution network comprises of 134 branches across 24 states in India that is further supported by a wide network of direct marketing associates and agencies across the country.