InCol Intelligence Information

InCol Intelligence is a supervisory loan-level analytics platform for mortgage and SME portfolios. We consolidate proprietary loan data with third-party and public datasets to provide credit, climate and collateral risk insight from existing reported data. We help teams standardise and validate loan-level data, enrich it for analysis, and turn it into workflow-ready outputs across dashboards, automated reporting and AI-driven interrogation. Typical use cases include: • portfolio and collateral insight for risk and credit teams • climate and ESG analytics from loan-level data • investor, treasury and structured finance reporting support • faster, more consistent responses to stakeholder questions Riva AI, our proprietary AI application, adds a practical layer on top of validated data, enabling real-time portfolio interrogation and decision support. If you would like to see the platform in practice, visit our website or book a demo.