HighPoint Financial Information

HighPoint Financial Services Ltd. is a commercial credit provider of financial services to the small and medium sized business sector, which are generally owner-managed. Our typical loan size is $30,000 to $5 million. Our business is built upon excellent service to our clients because we approach every deal as if we are the client! We recognize that every client has unique financing needs and very likely has had difficulty in dealing with the Schedule A banks. Not every deal fits within a bankers box. Our fresh approach originates from our experience and understanding of the clients priorities and the fact that we have actually run a business. We also understand that the client is likely not familiar with the various products and services available in the marketplace. Our clients business is to operate his business. Our business is to get the funding that clients need in order to operate theirs. We want to be the call you make when you need funding and well take it from there! Credit requirements are generally quite straight forward. Collateral and cash flow are the main criterion for loan approvals. Interest rates vary based upon risk. Very often funding can be obtained by knowing how to properly package the request to the lender. Finding the lender with the appetite for a deal from our stable of lenders is our business. Our consulting arm is pleased to prepare business plans and strategic financial plans that are often required by lenders in order to entertain proposals. Each lenders requirements are different and we are well positioned to prepare proposals that get results. Every business needs a business plan because it documents a methodical approach to planning for the future. The exercise of drafting a plan and answering to yourself the inevitable questions about you business is a very wise investment indeed. HighPoint Financial Services gets paid only when the clients request has been fulfilled. Commissions are paid only if the money is obtained under the terms and conditions that are acceptable to the borrower. The amount of commissions varies by deal size, structure, and amount. No advance fees are paid. Funds can be provided in the form of:* mortgages* term loans* leases* lines of creditAt HighPoint Financial Services, we approach each application for funding as if we are the borrower. We understand the anxiety and hard work in finding the money to grow your business.