Heritage Preservation Group (HPG) Information

HPG focuses exclusively on the use of life insurance for estate, retirement and business planning for our prestigious clients both domestically and abroad. HPG is able to design planning alternatives that meet a client’s personal objectives, preserve more of the estate for their families and charity, while significantly reducing any tax exposures related to the same. HPG organizes, analyzes, and simplifies our clients’ information into a comprehensive and concise Estate Plan Portfolio which accurately depicts their current situation. The information within the Estate Plan Portfolio is then evaluated in coordination with our clients’ tax, financial and legal teams in order to ensure that any planning concepts are seamlessly integrated into our client’s overall financial landscape. Since this process enables HPG to more prudently advise our clients, there is no added fee for the completion of the Estate Plan Portfolio. The estate planning process involves the multifaceted interaction of many financial and legal instruments, all weighing against a client’s needs and objectives. This process essentially enables our clients to architect their planning prior to executing the same. HPG obtains our clients’ personal financials, corporate financials, existing planning documents, business agreements and insurance contracts in order to organize these materials in a simplistic and readable format. This is evidenced by HPG’s completion of a detailed Flow Diagram which summarizes our client’s estate planning documents.