HelloLend Information

HelloLend is the mortgage and credit specialist of the EverPower.AI Group. It finances the homes our customers buy — across mortgage origination, refinancing, and home-equity products — all underwritten with explicit recognition of what energy-independent homes are worth. Founded in 2021 by a former Bank of America mortgage leader. Licensed in eight states. Built to support Hello Green Homes, EcoNest, and Suntria homeowners with credit products designed for the way energy-independent homes actually operate — rising utility bills replaced by a flat subscription, higher resale value, and a structural energy-cost insulation no standard loan instrument was designed to recognize. HelloLend products — Energy-integrated home purchase mortgages. — Refinance programs that incorporate complete home energy systems. — Home-equity lines of credit for energy resilience upgrades. — Streamlined approvals coordinated with Suntria, Hello Green Homes, and EcoNest. Why a dedicated lender matters Standard mortgage underwriting treats utility cost as a fixed expense. For a Hello Green Homes homeowner, it is not. The Oreqa energy system substantially reduces and stabilizes that line item for twenty-five years — a material change to the homeowner’s monthly cash flow that conventional underwriting models do not see. HelloLend was built to underwrite the home that has one. HelloLend is a wholly owned subsidiary of EverPower.AI LLC. Visit www.everpower.ai to explore our full ecosystem of sister companies and offerings.