Hal Lower Email & Phone Number
Chief Credit Officer @ Guaranty Bank & Trust
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Hal Lower Location
- Houston, TX, US
Hal Lower Work
- 2026 -now Chief Credit Officer @
- 2023 -now Senior Executive Vice President @
- 2020 -2023 Executive Vice President @
- 2009 -2020 Executive Vice President @
- 2001 -2009 Senior Vice President @ Century Bank
- 1989 -1999 Partner @ Battle, Lower & Associates, Public Accounting Firm
Hal Lower Education
- Texas A&M University
Bachelor of Business Administration (BBA) (Accounting)
1984-1987
Hal Lower Skills
- CPA, Licensed in Texas since 1990
- Credit Analysis
- Small Business Lending
- Commercial Banking
- Loans
- Commercial Lending
- Credit Risk
- Loan Origination
- Credit
- Mortgage Lending
- Retail Banking
- Mortgage Banking
- Underwriting
- Asset Based Lending
- Lines Of Credit
- Consumer Lending
- Customer Service
- CPA
- Banking
- Leadership
- Business Analysis
- Business Development
- Licensed in Texas Since 1990
- Licensed in Texas
- Microsoft Excel
- See 1+see Less
- Hal
Hal Lower Summary
- Hal Lower, based in Houston, TX, US, is currently a Chief Credit Officer at Guaranty Bank & Trust. Hal Lower brings experience from previous roles at Guaranty Bank & Trust and Century Bank. Hal Lower holds a 1984 - 1987 Bachelor of Business Administration (BBA) in Accounting @ Texas A&M University. With a robust skill set that includes CPA, Licensed in Texas since 1990, Credit Analysis, Small Business Lending, Commercial Banking, Loans and more. Hal Lower has 2 emails and 2 mobile phone numbers on RocketReach.
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