Mortgage Originator and Loan Specialist @ Serenity First Financial (February 2010 - October 2015)
Operations Manager @ Savings First Mortgage (April 1999 - February 2010)
Hal Kramer Education
The Park School of Baltimore
Hal Kramer Skills
REO
Banking
FHA financing
Debt Consolidation
Sellers
Reverse Mortgages
Real Estate Economics
VA loans
First Time Home Buyers
Sales
Loan Origination
U.S. Department Of Agriculture Usda
Mortgage Banking
Investments
Mortgage Lending
Credit Risk
Refinance
Negotiation
Finance
Real Estate Financing
Referrals
Underwriting
Foreclosures
USDA
Investors
U.S. Federal Housing Authority Fha
Real Estate
Credit
Non Conforming
Consumer Lending
Real Estate Transactions
Government Loans
Loss Mitigation
Credit Analysis
Working With First Time Home Buyers
Mortgage
Mortgage Underwriting
Short Sales
Small Business Lending
Loans
FHA
Investment Properties
Commercial Lending
Selling
Residential Mortgages
u.s. Federal Housing Authority
u.s. Department of Agriculture
Hal Kramer Summary
Hal Kramer, based in Owings Mills, MD, US, is currently a Branch Manager, Purchase Specialist at Bayshore Mortgage Funding. Hal Kramer brings experience from previous roles at Serenity First Financial and Savings First Mortgage. Hal Kramer holds a The Park School of Baltimore. With a robust skill set that includes REO, Banking, FHA financing, Debt Consolidation, Sellers and more. Hal Kramer has 1 emails and 2 mobile phone numbers on RocketReach.
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