Grounded Work Information

Helping teams design, launch, and scale intelligent products — grounded in real-world data, human insight, and calm, strategic thinking. Your health plan's costs are already public. Almost nobody reads the filing closely enough to find what's in it. At Grounded Health (a Grounded Work product), we do, and we help you recoup the overspend. Every company with a health plan above a certain size files a Form 5500 with the Department of Labor. Combine that with federal hospital price-transparency data, and you can finally answer the questions most companies never get a clear answer to: Is our broker compensation in line with our sector? Are we paying market rate at the hospitals our employees actually use? Is there money on the table before renewal season even starts? We built a scoring model that grades plans the way an auditor would — across five dimensions: broker spend, network pricing, funding structure, pharmacy, and bill oversight. We've now graded thousands of employer plans from public filings alone. The first read is free and takes about two minutes. No claims data required. If it raises questions, that's the point — a 20-minute call goes deeper.