GradRight Inc. Competitors

SoFi is a values-driven company on a mission to help our members get their money right. We create modern financial products and services that help people borrow, save, spend, invest, and protect their money better, so that they can achieve financial independence and realize their ambitions—from owning a home to saving for retirement, paying off their student loans, and more. CFL #6054612; NMLS #1121636 (www.nmlsconsumeraccess.org) Advisory services through SoFi LLC, a registered investment advisor. SoFi Checking and Savings is offered through SoFi Bank, N.A. Member FDIC. SoFi Money™ is offered through SoFi Securities LLC, member FINRA/SIPC.

Having spent 5 years developing consumer credit expertise, Pave is building a decentralized and Global Credit Profile that gives a user visibility, ownership and control over their financial data. BY democratizing access to financial data the GCP application will allow the user to engage, monitor and build out their financial profile on a global basis. In much the same way as LinkedIN displays an individual’s resume the GCP will display a comprehensive financial profile that evolves and grows with the user. Through utilizing blockchain related technologies, an individual's financial profile will become an asset, portable on a global basis, immutable and secure. No longer will an individual's financial data and credit profile be owned and controlled by third party credit bureaus but will be transferred into the hands of the individual. By putting the user in charge of their financial data, a new level of transparency will be brought to consumer credit. Encapsulating both traditional credit data and alternative payment data, the GCP will allow the individual to share a more complete and accurate picture of their financial health. With the launch of the GCP, individuals will, for the first time be able to transact their own financial data. With the individual in charge of their own financial data it’s envisaged that participants in this new, user driven ecosystem, will have access to a richer and more accurate data set than exists today. Individuals will be rewarded for sharing such data with third parties, with the benefit ultimately being better access to credit and financial services. Financial service and product providers will be able to broaden their consumer offerings which in turn will benefit consumers even more. Ultimately, our vision is that a rich ecosystem of financial services and products will develop from this user driven and constantly growing data.

LendKey is changing the way financial institutions do business through the market’s most advanced lending platform and network. Hundreds of lenders and asset managers partner with LendKey to bring borrowers a powerful, white-labeled lending platform that has redefined Lending-as-a-Service. The solution gives financial institutions of all sizes the ability to attract new business, grow relationships, manage liquidity, and mitigate risk. LendKey was founded in 2009, in a difficult market for financial institutions that still needed to compete and grow without adding capital or operational costs. Based in New York and Cincinnati, LendKey is at the center of the lending ecosystem—providing institutional investors, banks, credit unions, affiliates, and borrowers with transparency, access, efficiency, and speed.