Gradient Capital Advisors, LLC Information

Welcome to Gradient Capital Advisors. We are a boutique private wealth management firm that is deeply invested in our clients’ financial success. As your financial partner, we deliver objective, values-driven advice, crafting a wealth management plan that is customized, considered and comprehensive. The firm excepts client by referral only and limits the number of families that they serve to ensure the highest level of dedicated personal attention. Charles Schwab Institutional will serve as custodian of client accounts. Gradient operates as a registered investment advisor. They offer objective, independent advice. Unlike commission based financial firms the investment advisors with Gradient are held to a fiduciary standard that legally binds them to serve in the best interest of their clients. For the past 25 years, the principlals of Gradient Capital Advisors have worked with people in all stages of life and economic backgrounds: pre-retirees concerned about outliving their investment assets, successful entrepreneurs and business leaders in the prime of their earning years. Through their mentoring program, they have worked with the children of existing clients teaching them tools and strategies to make decisions for a lifetime. The partners at Gradient are engaged communicators who enjoy the sharing of insights: assessing performance against relevant benchmarks, discussing strategy and life changes, evaluating changes in the economy and exploring any impact on their clients financial plans. They are students of finance and have a passion for exploring the nuances of a decision. They share over five decades of experience with personal financial planning and investment management.