GRACE Financial Solutions, NC Information

GRACE Financial Solutions is owned and operated by Amanda Edwards, a licensed life insurance broker specializing in life settlements and structured settlements. My goal is to help others get the most from assets they already own. I am passionate about educating seniors and their care givers how to get the most for their life insurance policies to help them live life as they choose for as long as possible. A Life Settlement is simply the sale of a life insurance policy on the secondary market for up to 7 times the cash surrender value. It is typically for people over the age of 65 or someone with impaired health and who has a death benefit of $50,000 or more. I broker this policy on the secondary market and get bids to make sure you are getting the most money possible for your policy. Why a life settlement? Instead of letting a policy lapse and getting nothing for all of those years of payments or turning the policy in for a small cash surrender value, you could get up to 7 times that value to use for long term care, to stay in your home with in home care longer, a gift to your grandchildren or favorite charity or to take that long awaited vacation! Or maybe, you just can't afford those high premiums anymore. Whole, Universal and Term policies are eligible. YES - Term policies can be converted to whole then we can do the life settlement transaction! Structured Settlements can be done on annuities, lottery winnings, lawsuit winnings, etc. You don't have to be chained to those long term payments, you can get a lump sum payout now - when you need it! All appraisals and quotes are non-binding. I conduct educational seminars and will be happy to speak with your group or one on one.