GIFCO Information

GIFCO Group Ltd is a multi-service payroll and business finance partner, providing HMRC-compliant umbrella PAYE, CIS and IR35 support, accounting services, and a full range of commercial funding solutions to recruitment agencies, contractors, and SMEs across the UK. We set out to challenge the traditional umbrella stereotype. With a team built from recruitment and finance professionals, we understand the pressures businesses face — keeping workers paid correctly, staying compliant, managing cashflow, and maintaining smooth operations. Our HMRC-approved technology streamlines onboarding, automates right-to-work checks and offers a smart digital timesheet and client portal, reducing admin and ensuring your workforce is paid accurately and on time. Alongside payroll, we offer a comprehensive suite of financial services designed to support growth, stabilise cashflow and strengthen operations. Through a trusted network of lenders and insurers, we provide: • Trade Credit • Invoice Discounting & Factoring • Asset-Based Lending • Unsecured & Small Business Loans • Commercial Mortgages We also support businesses with essential accounting and company services, including: • Company incorporation & registered office • Self-assessment, VAT & corporation tax • Year-end accounts & bookkeeping • Payroll setup & submissions • Management accounts • Access to fractional FDs for strategic support GIFCO also offers employee financial wellbeing tools, including earned wage access and rewards, through our Aslan partnership — enhancing worker satisfaction with no added admin for employers. We are built on trust, service and long-term relationships. Our speed of decision-making, commercial mindset, and ability to find solutions where others can’t has made us a preferred partner for agencies and SMEs nationwide. If you want a compliant, efficient and commercially minded partner who genuinely understands your world - GIFCO is here to support you.