Francine Cruz, based in São Paulo, SP, BR, is currently a Founder at AGRO DigitalBank, bringing experience from previous roles at Gringo and Mastercard. Francine Cruz holds a 2015 - 2015 Executive Education in Innovation - Design Thinking @ Harvard University. With a robust skill set that includes Leadership, E Commerce, E Business, Online Marketing, Mobile Payments and more, Francine Cruz contributes valuable insights to the industry. Francine Cruz has 4 emails on RocketReach.