FloPay Information

FloPay is a payment orchestration and communication platform built for ISOs, payment brokers, and the merchants they serve. Merchants collect payments by text message, email, hosted checkout, virtual terminal, or ACH. Behind the scenes, FloPay routes each transaction across multiple processors with percentage-based routing and decline failover, recovers declines automatically, and flags chargebacks before they land. Tokenization is provider-agnostic, so card data isn't locked to any single gateway. For partners, FloPay is a business in a box: merchant onboarding with AI risk assessment, a deal pipeline, portfolio analytics, support ticketing, and branded merchant dashboards and APIs on your own domain, provisioned automatically. Vertical tooling for insurance agencies covers premium finance, down payments, and installment collection with e-signed agreements at checkout. FloPay is operated by EndeavorCode LLC and works with any payment provider.