Flopay Information

FloPay is like having a dedicated payments team taking ownership of your revenue, built right into your stack. Between the gateway, the processor, and the merchant, no one actually owns the outcome of a payment. So legitimate revenue leaks silently: an issuer declines a good customer, a rebill hits an expired card, a retry fires at the wrong moment, and a sale you already earned walks away. FloPay exists to own that leak. We take ownership of our clients' payment performance, maximizing authorization rates, recovering failed payments, and growing revenue from the customers they already have. Our automations reconcile every transaction, our AI reviews every failure, and our team acts on what they find: retrying, rerouting, recovering, and reporting back. What that means for you: • Every transaction watched — no sale, rebill, or refund goes unreconciled. • Every decline explained — the real reason, who owns it, and what we're doing about it. • Every recovery pursued — smart retries, gateway failover, and card freshness keep legitimate revenue from walking away. • Every customer maximized — the vault turns approved customers into one-click repeat purchases and upsells, without asking for a card again. One SDK, built for today's checkout and tomorrow's agent-led commerce. The next wave of commerce will be executed by AI agents transacting in milliseconds, and an agent can't retry a decline, update a card, or argue with a 3DS challenge. The rails we build to maximize your authorization rates today are the same rails agent-led commerce will run on tomorrow. Give your revenue an owner. We're accepting Launch Partners now, merchants, investors, and partners who want a payments team owning their revenue from day one.