Fintonic Information

We are Fintonic, the ultimate solution for enabling access to credit and analyzing individuals' credit risk. This is made possible thanks to our advanced technology based on artificial intelligence and deep tech, as well as daily access to the largest aggregated base of bank accounts in Spain. With over a decade of experience, an active user base of more than half a million, and more than €600 million in loans managed, we are at the forefront of financial technology. As the first fintech in Spain authorized for payment services and open banking aggregation under the PSD2 regulation, our platform not only acts as a credit marketplace but also excels as a personal finance manager (PFM) and consumer analytics platform. Fintonic is entering an ambitious new phase, and we have a new vision: to become the definitive standard in credit scoring and the leading consumer finance challenger, powered by superior technology and leadership in data usage. Our purpose is to empower people to access fair credit.