Finfactor Information

Finfactor is a leading financial data intelligence and analytics company serving India’s banks, NBFCs, fintechs, investment advisors, and wealth management platforms. Trusted by over 200 institutions, including Axis Bank, HDFC Bank, Canara Bank, CRED, Dhan, and Motilal Oswal, we enable access to consented financial data through Account Aggregators and multiple data sources and convert it into decision-ready intelligence. Our solutions power both sides of the credit lifecycle and wealth advisory. How institutions use Finfactor: • Access consented data from leading AAs, PDFs, and public APIs through our multi AA gateway • Convert banking transactions into accurate income, cash flow, and categorisation insights using our AI led bank statement analyzer, supporting AA and PDF inputs #digitallending • Monitor credit portfolios and manage risks with proactive, timely alerts, balance-check triggers, and collections insights, powered by our AI-based early warning signals (EWS) solution. #creditmonitoring • Understand customer profile better and spot cross-sell/up-sell opportunities through unified personal finance management (PFM) insights across investments (Equity, Mutual Funds), bank accounts, and liabilities. #wealthadvisory Think #OpenFinance. Think #Finfactor. Based in Pune, Finfactor has been at the forefront of India’s open finance ecosystem since 2019. We support 50+ million consumers and process millions of financial transactions each month through reliable, real-time workflows secured by ISO 27001:2022 and SOC 2 certification. Backed by WestBridge Capital, DMI Sparkle Fund, Varanium Capital, and IIFL Fintech Fund. For financial analytics and AA integrations: hello@finfactor.in