Finalyze Information

Finalyze is an SME financial-intelligence and funding-readiness platform built around one objective: helping stronger businesses reach more suitable financing opportunities. Our approach: Analyse → Qualify → Match → Fund Finalyze analyses business bank statements and converts complex transaction data into structured credit intelligence. Rather than treating every credit as revenue or every debit as an operating cost, the platform focuses on the economic meaning of transactions. This includes revenue recognition, operating-cost analysis, cash-flow stability, DSCR, cheque behaviour, revenue concentration, internal transfers, financing proceeds, related-party movements and financial anomalies. For SMEs, Finalyze can help assess funding readiness before approaching lenders. For brokers and finance advisers, it can help analyse and qualify cases before submission and support better matching to suitable lender appetite. For banks and fintech lenders, it can provide structured, bank-statement-driven financial analysis to support pre-screening and credit assessment. Finalyze combines automated extraction, structured financial logic and machine-learning models with confidence controls, audit lineage and explainability. Security and data privacy remain core to the platform architecture. Our technology is designed to support, not replace, credit judgement. Final underwriting, KYC, AML and financing approval always remain with the lender. Finalyze: turning bank-statement data into credit intelligence, funding readiness and better-qualified SME financing opportunities.