FHLB Cincinnati Information

The Federal Home Loan Bank of Cincinnati is a $72 billion, triple-A rated regional wholesale bank. We’re helping to build stronger communities by expanding housing and economic development opportunities to 735 member institution stockholders through the provision of loans and other banking services in Kentucky, Ohio, and Tennessee. The FHLBank System, including 12 district banks and 7,900 members, was chartered in 1932 by the U.S. Congress to promote housing finance but is wholly owned by its member institution stockholders and does not use taxpayer dollars. We recognize and appreciate the valuable contribution of a diverse workforce.