ELMACS Competitors

Emirates NBD is a leading banking group in the Middle East, North Africa and Türkiye (MENAT), committed to helping individuals, businesses and communities thrive by creating opportunities to prosper, driving sustainable banking and championing financial wellness and inclusion. With operations across 13 countries including the UAE, Saudi Arabia, India, Egypt, Türkiye, Singapore, the UK, Austria, Germany, Russia and Bahrain, and representative offices in China and Indonesia, we serve over 9 million customers through a team of 30,000+ employees representing over 90 nationalities. ----------------------------------------------------------- Specialties: Retail Banking • Private Banking • Wealth Management • Corporate Banking • Business Banking • Investment Banking • Treasury • Asset Management • Brokerage • Islamic Banking • Digital Banking • Payments • Trade Finance • Cash Management • Sustainable Finance • Financial Markets

Since its establishment in 1964, QNB Group has steadily grown to become the biggest bank in Qatar and the largest financial institution in the Middle East and Africa (MEA) region. Network expansion comes in support of the Group’s vision to become a leading bank in the Middle East, Africa, and Southeast Asia. In addition, the Bank is establishing a foothold in highly competitive markets, including Hong Kong, where the Group opened recently its first branch. Proud to be the Official Middle East and Africa Supporter of the FIFA World Cup 2022™, QNB Group extends through its subsidiaries and associate companies to more than 30 countries across three continents providing a comprehensive range of advanced products and services. QNB Group has maintained its position as the highest-rated bank in Qatar and one of the highest rated banks in the world from leading credit rating agencies including Standard & Poor’s (A) and Moody’s (Aa3), The Bank has also been the recipient of many awards from leading international specialised financial publications. QNB Group has an active community support program and sponsors various social, educational and sporting events. For further information, please contact QNB’s Public Relations Department through PR@qnb.com

Zain Group is a leading provider of innovative ICT technologies & digital lifestyle communications operating in 8 markets across the Middle East & Africa, serving 51.2 million active customers as of 31 March 2026. Zain provides mobile voice, data and B2B services in: Kuwait, Bahrain, Iraq, Jordan, Saudi Arabia, Sudan and South Sudan. Headquartered in the UAE, ZainTECH, the Group’s one-stop digital and ICT solutions provider, is playing a key role in the digital transformation of enterprise and government clientele across the MENA region. Also UAE based, Zain Omantel International (ZOI) is revolutionizing the international telecommunications wholesale landscape as the premier wholesale powerhouse serving regional operators, international carriers, and global hyperscalers. In Morocco, Zain has a 15.5% stake in ‘INWI’, through a joint venture. Zain is listed on the Boursa Kuwait (stock ticker: ZAIN). We recommend the Investor Community to download the “Zain Group Investor Relations” Mobile App. For more, please email info@zain.com