EFT Capital Information

EFT Capital is a family owned and operated business, still managed by the same family that founded it in 2002. As a family we understand the more humane side to financing and the particular needs of our customers. We structure our financial assistance with due consideration being taken of the personal circumstances of the individual, including affordability. We therefore do not offer a preset group of loans that you have to choose from, but rather structure each individual loan to meet the requirements of the applicant. We also understand that everybody is human and make mistakes. We will go the extra mile with individual applicants who have blemishes on their credit record in an attempt to accommodate you in the best possible manner. Being family owned and operated we are much more flexible in our decision making and you will have your answer or offer within 24 hours after lodging the application form and all required supporting documentation. When you phone us your call will be answered by a friendly staff member. We strive to put a human face to financing.