eFlow Processing Information

We match online merchants with payment service providers worldwide, and we offer chargeback and fraud alerting tools. Let's Talk Payments by eFlow (our podcast): Youtube: https://www.youtube.com/@eflow_YT Disclaimer: eFlow acts as an independent contractor, promoting the services of acquiring banks and payment service providers. Our role is limited to introducing prospective merchants and referring business opportunities. eFlow does not provide payment services, is not a payment institution, and does not act as an agent or representative of any financial institution. We do not have authority to bind, negotiate, or commit any third party to any contractual agreement. eFlow does not handle, hold, receive, or transfer funds, and does not process or execute payment transactions. All decisions regarding merchant acceptance, onboarding, and contractual relationships are made solely by the acquiring bank or payment service provider. Referral fees may be paid to us in accordance with our agreements; however, this does not alter our independent status or create any agency, partnership, or joint venture relationship.