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With our award-winning, AI-powered tools under the hood, lenders, credit unions, and employers have empowered >3 million people to get homebuyer-ready, pay down debt, and save for life events. We offer three bespoke solution suites that deliver a win-win for the enterprise, employers, and for consumers: Smart Tools • Action Automation • Insights The Smart Tools Suite, featuring AI Advisor Help clients remove the stress from budgeting and debt management. Our hyper-personalized, contextual, and interactive tools simplify and automate complex financial wellness activities. The ultimate customer-for-life engagement tool. 66% of consumers will abandon a brand if they don’t get a personalized experience.¹ Our AI Advisor enables exactly the type of hyper-personalized interactions and tailored experiences that lead to increased customer satisfaction and loyalty. Our AI Advisor is a personal finance expert, capable of conducting complex tasks, including: > Budget development > Money management tracking & reporting > Financial product recommendations > Advice and insight development based on spending habits and account analysis ¹Twillio State of Customer Engagement survey

EarnUp Questions

The EarnUp annual revenue was $18.9 million in 2026.

Matthew Cooper is the Chief Executive Officer and Co-Founder of EarnUp.

20 people are employed at EarnUp.

EarnUp is based in San Francisco, California.

The NAICS codes for EarnUp are [561440, 518, 56, 51, 56144, 561, 5614].

The SIC codes for EarnUp are [737, 73].

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