DivDat Kiosk Network Information

Over 25% of Americans are underbanked or have no banking relationship. They struggle to pay their bills — much less pay them on time. They fall into a vicious cycle of using check cashing services or expensive methods of borrowing, such as payday loans and pawnshop loans. Even when they manage to pay their bills on time with cash, it doesn't improve their long-term situation. Because they bank outside the financial system, they do not build a credit history that will help them qualify for a home or car loan. It's time to focus on treating all customers like good customers, no matter how or where they pay. DivDat Kiosks use technology to help residents pay their bills on time and for free. Customers can use whatever methods work best for them — including cash — and build their credit for paying on time. DivDat Kiosk Network sets the industry standard in free and convenient self-serve bill payment services for the underserved and underbanked. Kiosks are located in communities where people need them most, which eliminates the expense and time to travel to pay bills in person. The kiosks are always on and available so that customers can pay bills 24/7. The DivDat Network includes real-time monitoring and management of all kiosks to ensure they're always running. DivDat acts as a bridge between taxing authorities, court systems, and utility companies and the segment of their customer base challenged with making monthly payments on time. In Detroit, 60+ kiosks allow residents to pay their property taxes using any payment method they wish, any time they want, in a convenient location or with the DivDat mobile app. The outcome? The DivDat network has a 98% customer satisfaction rating and a 96% customer return rate. DivDat kiosks empower underserved customers with the tools to pay their bills right in their neighborhoods, to build a credit history, and to pay with dignity. For more information, please visit www.DivDat.com or call us at 1-800-356-8561.