Daya Ram Email
Product Consultant @ NAB
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Daya Ram Location
- Taylors Hill, VIC, AU
Daya Ram Work
- 2022 -now Product Consultant @
- 2018 -now Business Analyst @
- 2012 -2018 Credit Assessment Officer - Residential Mortgage Lending @
- 2011 -2012 Credit Assessor - Residential Mortgage Lending @
- 2011 -2011 Branch Manager @
- 2009 -2010 Lending Consultant @
- 2004 -2009 Priority Relationship and Personal Manager @
- 2003 -2004 Banking Advisor @
- 2001 -2003 Customer Solutions Advisor @
- 1997 -2000 Customer Services and Administration Officer @
- 1990 -1993 Primary School Teacher @ Dept of Education - Fiji
Daya Ram Education
- The National Finance Institute
Certificate IV (Finance and Mortgage Broking)
2012-2012 - NZ Open Polytechnic
(Principles of Investment 1)
2000-2000 - University of the South Pacific
Bachelor of Arts (BA) (Economics & Management)
1994-1996 - Lautoka Teachers' College
Teachers Certificate (Teacher Education Primary)
1988-1989
Daya Ram Skills
- Excellent negotiation skills.
- Excellent understanding of credit and risk assessment principles
- Excellent financial analysis skills
- Solid understanding of banking and lending principals
- A Customer Service standard second to none
- Sound time management skills
- A dynamic team leader
- An influential advisor
- Banking
- Credit
- Loans
- Mortgage Lending
- Cross Selling
- Branch Banking
- Credit Analysis
- Retail Banking
- Consumer Lending
- Credit Risk
- Residential Mortgages
- Relationship Management
- Construction Loans
- Credit Cards
- Mortgage Banking
- Financial Services
- Excellent Negotiation Skills
Daya Ram Summary
- Daya Ram, based in Taylors Hill, VIC, AU, is currently a Product Consultant at NAB. Daya Ram brings experience from previous roles at Advantedge Financial Services, ANZ and IMB Bank. Daya Ram holds a 2012 - 2012 Certificate IV in Finance and Mortgage Broking @ The National Finance Institute. With a robust skill set that includes Excellent negotiation skills., Excellent understanding of credit and risk assessment principles, Excellent financial analysis skills, Solid understanding of banking and lending principals, A Customer Service standard second to none and more. Daya Ram has 2 emails on RocketReach.
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