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David Vernich Location
Franklin, TN, US
David Vernich Work
VP Relationship Manager @ (July 2025 - Present)
Founder, Financial Strategist and Co-Investor @ (December 2007 - Present)
Commercial Lender @ (April 2020 - June 2025)
Commercial Lender @ Heritage Bank NA (April 2015 - April 2020)
Senior Vice President @ Civic Bank & Trust (May 2014 - January 2015)
Vice President @ Civic Bank & Trust (March 2012 - May 2014)
Vice President @ (September 2009 - March 2012)
Vice President @ First State Bank (February 2007 - August 2009)
Vice President - SBA Lender @ Bank of the South (January 2005 - January 2008)
Vice President and SBA Loan Originator @ (January 2001 - January 2004)
David Vernich Education
Tennessee State University
MBA (Finance)
1986-1999
Ambassador University
B.A. (Liberal Arts)
1980-1984
David Vernich Skills
Asset Based Lending
Commercial Mortgages
Banking
Lines Of Credit
Real Estate Economics
SBA 504
Loan Origination
Portfolio Management
Investments
Mortgage Lending
Finance
Commercial Loan
Commercial Banking
Underwriting
Real Estate
Credit
Real Estate Finance
C++
Small Business
SBA
Credit Analysis
Commercial Real Estate
Small Business Lending
Loans
Income
Commercial Lending
David Vernich Summary
David Vernich, based in Franklin, TN, US, is currently a VP Relationship Manager at First National Bank of Middle Tennessee. David Vernich brings experience from previous roles at Money Scoreboard, First Financial Bank NA, Heritage Bank NA and Civic Bank & Trust. David Vernich holds a 1986 - 1999 MBA in Finance @ Tennessee State University. With a robust skill set that includes Asset Based Lending, Commercial Mortgages, Banking, Lines Of Credit, Real Estate Economics and more. David Vernich has 4 emails and 2 mobile phone numbers on RocketReach.
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