Crossbell Competitors

Bank Mandiri was established on 2 October 1998, as part of the bank restructuring program of the Government of Indonesia. In July 1999, four state-owned banks - Bank Bumi Daya, Bank Dagang Negara, Bank Exim and Bapindo - were amalgamated into Bank Mandiri. The history of these four banks can be traced back to over 140 years, and together they had contributed to the beginning of the Indonesian banking sector. We are continuously seeking mutually beneficial business opportunities that create synergies, building alliances and strengthening our supporting businesses with and through our subsidiaries, notably Mandiri Sekuritas in investment banking, AXA Mandiri Financial Services in insurance, Bank Syariah Mandiri in Sharia banking, Bank Sinar Harapan Bali in micro banking, and Mandiri Tunas Finance in multi-finance. In 2011, Bank Mandiri acquired Mandiri AXA General Insurance (MAGI), a joint-venture between Bank Mandiri and AXA Societe Anonyme, to strengthen Bank Mandiri's penetration into the general insurance business. With various subsidiaries that support our businesses, we have further strengthened our position as a prominent financial holdings institution in Indonesia.

PT Bank Rakyat Indonesia (Persero) Tbk (BRI) is one of Indonesia’s largest state-owned banks and one of the country’s longest-standing financial institutions. Founded in Purwokerto, Central Java, on December 16, 1895, by Raden Bei Aria Wirjaatmadja, BRI has grown for more than 130 years alongside the people and economy of Indonesia. Today, BRI serves millions of customers across Indonesia through an extensive network of 7,377 offices, approximately 637,000 electronic channels, and more than 1.13 million BRILink Agents, reaching communities across more than 60,000 villages. As a leading financial institution, BRI continues to drive financial inclusion, digital transformation, and sustainable economic growth through an integrated ecosystem of financial services, including BRImo, BRILink, BRI Merchant, and QLola. With a strong legacy and a forward-looking spirit, BRI continues to create meaningful impact for Indonesia while building a workplace where talented individuals can grow, innovate, and contribute to something bigger.

Since its establishment in 1946, BNI has always been part of the dynamics of national development in Indonesia. Now BNI has grown and developed into a solid national bank with sustainable financial performance. ‘Serving the Country, Pride of the Nation”, BNI is challenged to continue and increase its contribution for the progress of the nation and country, today and in the future. At the end of 2012, BNI had total assets of Rp333.3 trillion and employed more than 24 thousands employees. To serve its customers, BNI leverages on its wide ranging service network, comprising 1,585 domestic outlets and 5 overseas branches in New York, London, Tokyo, Hong Kong and Singapore, 8,227 proprietary ATMs, 42,000 EDC as well as Internet banking and SMS banking facilities. BNI always strives to be the bank of choice by providing excellent service and value added solutions to all of its customers. BNI offers integrated financial services to its customers, supported by its subsidiaries: Bank BNI Syariah, BNI Multi Finance, BNI Securities and BNI Life Insurance.