Criat Information

Criat is a Singapore-based fintech built on a single conviction: credit risk should be measured with scientific rigour, not approximated by ratings or backward-looking statistics. Founded in 2017 as a spin-off of the NUS Credit Research Initiative, our credit metrics and analytics have been adopted by the IMF, MAS, and AMRO in official policy work. We serve banks, insurers, asset managers, and multilateral institutions across Asia and beyond — delivering daily-updated default prediction, credit valuation, scenario analysis, and portfolio analytics across corporate bonds and corporate lending. AI is reshaping how credit intelligence is accessed and applied. Our models were built for exactly what AI cannot replace: measuring risk in conditions the market has never seen before. Credit Science, AI-Amplified.